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Home Finance & Passive Income

Are You Residing by Design or by Default? (Classes from PIMDCON 2025)

by Inspirational Matters
October 13, 2025
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What if you happen to wakened tomorrow and realized that the life you’re dwelling wasn’t one thing you actively selected, however one thing you fell into?

That’s the query we challenged everybody with at PIMDCON 2025, and I wish to carry that very same problem to you as we speak.

We simply wrapped up our annual convention the place 400–500 physicians, each in-person and just about, got here collectively for one objective: to determine the way to dwell extra deliberately. Not sometime, however now.

Whether or not you have been there within the room with us, catching the encore classes on-line, or couldn’t make it this 12 months, I needed to share the most important takeaways from the weekend. And if this resonates with you, I invite you to go deeper by listening to the complete podcast episode the place I break all of it down.

🎙 Take heed to the complete episode right here → #284 Residing by Design, Not Default

Disclaimer: This text is for informational and academic functions solely and doesn’t represent monetary, authorized, or funding recommendation. Any funding includes danger, and you need to seek the advice of your monetary advisor, legal professional, or CPA earlier than making any funding choices. Previous efficiency will not be indicative of future outcomes. The creator and related entities disclaim any legal responsibility for loss incurred on account of using this materials or its content material.

The Theme: Residing Life by Design, Not Default

As physicians, we’re used to following a preset roadmap… research laborious, get into med faculty, end residency, land that attending job, then trip it out till retirement.

However right here’s the issue: as soon as we hit attending standing, most of us cease designing our lives. We assume the laborious work is finished. But when we don’t make deliberate decisions from that time on, we find yourself letting another person outline how we dwell.

And for a lot of physicians I meet, that “default” setting seems to be like:

  • Charting late into the evening
  • Lacking necessary household milestones
  • Pushing desires apart 12 months after 12 months
  • Saying, “I’ll get to that when life slows down”

It doesn’t must be that approach.

Listed below are some key takeaways from the occasion:

Takeaway #1: We’re Higher at Fixing Different Folks’s Issues

On day one, we kicked off with one thing known as Energy Networking. Teams of three or 4 physicians obtained collectively, and every particular person took turns sharing a problem they have been dealing with—whereas the remainder of the group simply listened after which supplied potential options.

The outcomes have been highly effective.

It jogged my memory how, as medical doctors, we’re unbelievable at fixing others’ issues. That’s what we do each day. However in relation to our personal challenges, we frequently get in our heads and shut concepts down earlier than they’ve an opportunity.

Right here’s the lesson: if you happen to really feel caught, don’t attempt to determine it out alone. Get round different individuals who will problem your limiting beliefs and enable you see prospects. Whether or not it’s a mastermind group, a mentor, or a couple of trusted pals—create a circle that may enable you work by means of what’s holding you again.

Takeaway #2: Motion Creates Luck

There have been physicians on stage who constructed AI firms, launched well being tech startups, scaled actual property portfolios, and constructed thriving companies.

And but, if you dig into their tales, it wasn’t a magic second or an ideal plan that obtained them there.

It was motion.

They didn’t wait till each variable was excellent. They took step one. Then one other. And over time, alternatives began exhibiting up. Luck discovered them as a result of they have been in movement.

The message is straightforward: you don’t assume your method to freedom—you act your approach into it.

Takeaway #3: AI Isn’t the Enemy. It’s a Lever.

We spent a variety of time speaking about the way forward for drugs and sure, AI was entrance and middle.

Is it scary? Positive, particularly if you happen to really feel behind the curve.

However the message wasn’t “run from AI.” It was “discover ways to use it.”

Whether or not it’s automating repetitive duties, serving to you write a marketing strategy, organizing information, or bettering affected person care—AI could be a instrument that offers us time again. However provided that we discover ways to use it deliberately.

Begin small. Begin now. Those that be taught to leverage know-how would be the ones who design their careers, not those who get changed.

Takeaway #4: Prioritize the Large Rocks First

In my speak, I shared a dwell demonstration utilizing rocks, pebbles, and sand.

You will have seen this earlier than, however the message is price repeating. In the event you begin by filling your jar (your life) with all of the little stuff – emails, conferences, charting, errands – you’ll by no means have room for the large stuff: your loved ones, your well being, your objective.

However if you happen to begin with the large rocks and construct round them, in some way, the whole lot nonetheless suits.

So I gave everybody a problem, and I’ll give it to you now:

Select one “massive rock” you’ve been neglecting, whether or not that’s your well being, household, funds, or freedom and put it in your calendar for the subsequent 90 days.

Guard it. Make it non-negotiable.And watch how your life begins to shift.

Takeaway #5: Proximity is Energy

The connections at PIMDCON this 12 months have been unreal.

I heard it repeatedly… individuals who usually hate conferences mentioned this was the primary one the place they didn’t wish to depart. Conversations occurred within the hallways, over meals, throughout mastermind circles. And people conversations led to actual breakthroughs.

We’ve all heard the phrase: you’re the common of the 5 individuals you spend essentially the most time with. I wish to tweak it: you’re the common of the 5 physicians you spend essentially the most time with.

Are these individuals dreaming massive? Taking motion? Designing their lives with intention?If not, it’s time to discover a new circle. As a result of who you encompass your self with will form what you consider is feasible.


Subscribe to obtain the 7 Steps you’ll be able to observe to realize Monetary Freedom

If monetary freedom is your purpose, there’s no higher time to get began than proper now.

Unlock actionable steps which you can take each day to fine-tune your targets, uncover your pursuits, and keep away from pricey errors in your monetary freedom journey.


Last Ideas

This wasn’t only a convention. It was a reminder that all of us have the facility to decide on. We will let life occur to us. Or we will take management and design it the best way we would like.

So listed below are a couple of questions I’ll depart you with:

  • The place are you ready as an alternative of taking motion?
  • What’s one massive rock you’re going to prioritize for the subsequent 90 days?
  • Who’re the 5 physicians you’re spending essentially the most time with—and are they serving to you develop?

If you wish to go deeper on these questions and listen to extra tales and examples, be sure you take a look at the complete podcast episode: 🎧 Episode #284: Residing by Design, Not Default

And if you happen to’re in search of a neighborhood to help you on this journey, test them out right here. 

Thanks for being a part of this unbelievable neighborhood!

Let’s dwell by design.

This put up is for instructional functions solely and to not be thought of monetary recommendation. As at all times, do your personal due diligence earlier than making any funding choices.

Have been these useful in any approach? Make sure that to join the publication and be part of the Passive Earnings Docs Fb Group for extra physician-tailored content material.


Peter Kim, MD is the founding father of Passive Earnings MD, the creator of Passive Actual Property Academy, and affords weekly training by means of his Monday podcast, the Passive Earnings MD Podcast. Be a part of our neighborhood on the Passive Earnings Doc Fb Group.

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