Have you ever ever thought of what your life would seem like if cash wasn’t one thing you needed to fear about? I feel this is likely one of the most fascinating questions you may ask your self. Sure, daydreaming is enjoyable, however this query also can assist you concentrate on the way you need your life to look. For…
Have you ever ever thought of what your life would seem like if cash wasn’t one thing you needed to fear about?
I feel this is likely one of the most fascinating questions you may ask your self. Sure, daydreaming is enjoyable, however this query also can assist you concentrate on the way you need your life to look.
For some folks, cash means safety, like having sufficient saved to allow them to sleep higher at night time, understanding the payments are paid. For others, cash is about freedom, like having the choice to journey, spend extra time with household, or get pleasure from a slower tempo of life with out stress.
The reality is, regardless of the place you might be financially, this query helps you concentrate on what you actually need out of life.
So right now, I wish to speak about this concept with you: What would you do if cash wasn’t a problem?
Why I Began Asking This Query
Not too long ago, I requested my e-newsletter readers this very query: If cash wasn’t one thing you needed to fear about, what would you do together with your time?
The solutions had been a lot enjoyable to learn!
Some folks stated they’d journey extra (and listed off some actually superb journey concepts!). Others wished to spend extra time with their youngsters and grandkids, and a shocking quantity stated they’d truly preserve working – however solely on the initiatives that introduced them pleasure.
Many, many readers thanked me only for asking this straightforward query as a result of it actually made them take into consideration their lives.
So, I made a decision to show this into an article to develop on the subject somewhat extra.
Be aware: I do wish to say that nobody stated something tremendous on the market, like shopping for an enormous mansion or dwelling on a 200-foot yacht. All the responses had been tremendous relatable, and, for a lot of – truly fairly doable! I feel this was fascinating to note as a result of it reveals that most individuals’s dream lives aren’t about dwelling in loopy luxurious or huge wealth. What folks really need is time, freedom, and peace of thoughts. They wish to decelerate, spend time with family members, and benefit from the issues that make life significant. It’s reminder that typically what we’re actually chasing isn’t cash itself – however the life we expect cash will assist us create.

Widespread Solutions Folks Shared
I observed some frequent themes once I requested this query, equivalent to:
1. Spending extra time with family members
Many individuals stated they’d like to spend extra time with household.
That might imply being residence when youngsters get residence from college, babysitting grandkids, or having lengthy dinners with out enthusiastic about speeding out the door for work the subsequent morning.
2. Touring the world
Journey is likely one of the hottest solutions I heard, and I fully perceive why.
It doesn’t at all times must imply promoting every thing and dwelling out of a suitcase, both. For some, it’s one huge journey annually. For others, it’s a dream of dwelling overseas for a number of months at a time. For some readers, it was RVing and having the ability to be outdoors extra.
3. Beginning artistic or ardour initiatives
Readers advised me they’d write books, begin nonprofits, create artwork, or lastly launch a small enterprise concept they’ve been enthusiastic about for years.
For a lot of, these are issues that simply really feel too dangerous when cash is tight. However whenever you take away the monetary strain, it’s simpler to consider lastly going after these artistic goals.
4. Slowing down and having fun with life
Generally the dream isn’t about doing extra; it’s about doing much less.
That may imply studying extra books, spending time in nature, gardening, or just having the time to prepare dinner a meal with out feeling rushed.
I actually associated to each response I acquired, however this one was in all probability the one which I’m most after proper now. I at all times really feel like I’m speeding issues or not likely having fun with the little issues in life, and that is an space that I would like to enhance on for myself!
5. Giving again
Lots of people additionally stated that they’d use their time to volunteer or help causes that matter to them. I fully perceive this, as it will possibly really feel laborious for many individuals to spend sufficient time on this space.
Why This Query Issues So A lot
You could be pondering: Okay, this sounds good, however I nonetheless have payments to pay. Why ought to I even ask this query?
Right here’s why – it’s not simply daydreaming.
I feel it’s a query that may additionally assist you to:
- Perceive what actually issues to you. Once you think about life the place cash isn’t stopping you, I feel it turns into clearer to understand what issues to you.
- Have significant targets. As an alternative of chasing what you suppose you’re “supposed” to need, you may give attention to the life you truly wish to construct.
- Preserve motivated. Paying off debt, saving cash, or beginning a aspect hustle feels simpler when you already know what you really need in life.
Additionally, I feel it’s simply enjoyable to spend somewhat little bit of time and take into consideration what would truly make you content in life. I actually loved studying everybody’s solutions, and so they all helped me take into consideration my life as nicely.


My Personal Reply to This Query
Once I ask myself this, for me, I’d spend extra time with my household, journey extra, and proceed writing and working my enterprise – however with fewer hours and fewer stress. The query additionally made me take into consideration small and huge adjustments that I may make proper now that might assist me be happier and revel in life extra.
In some ways, my dream life is what I’ve already constructed, and I’m tremendous grateful for that. It didn’t occur in a single day, however I’ve created a life the place cash doesn’t management me anymore (nicely, not as a lot because it used to!).
That doesn’t imply I’m good (I undoubtedly nonetheless take into consideration cash quite a bit, and there are some adjustments that I want to make nonetheless!), however it does imply I get to resolve how I spend my days. And to me, that’s superb.
How You Can Get Nearer to Your Dream Life
I don’t suppose you must win the lottery to begin dwelling somewhat nearer to your ultimate life.
Listed below are some steps you may take right now.
1. Write down your “dream life”
Get a bit of paper (I feel scripting this down is enjoyable, however you can too simply sort it into your cellphone or pc, after all), and describe what a typical day would seem like if cash wasn’t one thing you had to consider.
Don’t maintain again or fear about being “lifelike.” That is your likelihood to dream huge and get clear on what actually issues to you.
Listed below are some questions to consider that may assist information you.
Day by day life:
- What time do you get up, and what’s the very first thing you do?
- The place do you reside – a seaside home, a cabin within the mountains, a small metropolis condo, or perhaps on the street full-time?
- How do you spend a typical morning, afternoon, and night?
- Who do you spend your time with every day?
Work:
- Do you continue to work, or have you ever retired early?
- When you work, what sort of work would you need to do – one thing artistic, significant, versatile, or simply enjoyable?
- What number of hours would you’re employed every week, and what would your ultimate schedule seem like?
Cash and way of life:
- What sort of way of life do you have got – easy and minimal, or adventurous and stuffed with journey?
- How a lot cash would you must really feel snug and safe?
- What sort of issues do you now not spend cash on as a result of they don’t matter to you anymore?
Relationships:
- Who’re the folks closest to you?
- How do you spend time with household and pals?
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2. Examine it to your present life
Now that you just’ve written down your dream life, take a step again and have a look at the place you might be proper now.
I don’t suppose this step is about judging your self or feeling behind. As an alternative, it’s about understanding the distinction between the place you might be and the place you wish to be. I feel that after you may see the variations between your present life and your dream life, it turns into a lot simpler to make small, actual adjustments that transfer you nearer to that dream.
To start out, you may undergo your notes and spotlight the components of your dream life that exist already in your present life. For instance:
- Perhaps you already spend high quality time with your loved ones every night.
- Perhaps you’re doing work that you just truly get pleasure from.
- Or perhaps you’ve already simplified your way of life so you have got much less stress.
Then, have a look at what’s lacking. For instance:
- Do you want you had extra free time or flexibility?
- Are you spending an excessive amount of time working or commuting?
- Do you wish to really feel more healthy, much less rushed, or extra financially steady?
- Do you want you simply had extra time to learn books, loosen up, or volunteer?
Writing these out helps you see the place your time, cash, and vitality won’t be aligned with what actually issues to you.
And, you could possibly make some adjustments towards your dream life by searching for small overlaps that you could construct on. For instance:
- In case your dream life consists of extra journey, perhaps you can begin by taking a brief weekend journey each few months.
- In case your dream life consists of working fewer hours, perhaps you may set higher boundaries or discover methods to earn additional earnings from residence.
- If you wish to really feel extra peaceable, perhaps you may simplify your mornings or spend much less time in your cellphone.
These small adjustments might not appear to be a lot, however they add up – and so they assist you to begin dwelling as if cash wasn’t controlling all your choices.
3. Choose one small step
You don’t must fully change your life to maneuver nearer to your dream life – you simply want to begin with one small step.
So, take into consideration one small factor you could possibly begin doing right now that aligns your present life with the one you dreamed of earlier. Listed below are some concepts:
- Begin a small financial savings purpose. Open a separate account for one thing that excites you – a future journey, a brand new expertise, or a small emergency fund – and arrange computerized transfers, even when it’s simply $20 every week.
- Find time for what issues. Block off time for one thing you’ve been laying aside, like studying, portray, or calling a good friend.
- Simplify your schedule. Take a look at your calendar and see if there’s one factor you may say no to this week to make extra room for what you truly get pleasure from.
- Begin dwelling just like the particular person you wish to turn out to be. Even small habits – like the way you spend your mornings or the way you speak about cash – can shift how your life feels day after day.
You don’t must have every thing found out, and I fully perceive that enthusiastic about how one can attain your dream life can really feel very overwhelming.
Resulting from this, I like to recommend that you just simply give attention to the subsequent step that you just suppose will push you in the precise path.
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4. Discover which means past cash
As you begin making adjustments as a way to attain your dream life, do not forget that cash is only one piece of the puzzle. What most individuals really need – as soon as the stress of payments and work fades away – is a way of goal or enjoyment.
Take into consideration what provides your days which means. It could be serving to others, creating one thing, spending time with family members, or studying one thing new. Objective doesn’t must be tied to a profession or a paycheck – it’s about doing issues that make you are feeling alive and related.
As soon as you determine what that appears like for you, begin constructing extra of it into your on a regular basis life now, not later. You don’t want to attend till your funds are good or retirement begins to get pleasure from issues in life.
Examples of Small Modifications You Can Make
Listed below are some methods to begin transferring nearer to your dream life.
- If you need extra time with household: Strive rearranging your schedule to have one night time every week that’s 100% household time, with no distractions.
- If you wish to journey extra: Begin a “journey fund” jar or account and add simply $20 every week. It provides up quicker than you suppose.
- If you wish to pursue a ardour venture: Block out one hour every week to give attention to it. Even only one hour is best than nothing.
- If you wish to decelerate: Choose one factor you may minimize out of your schedule this month. It might be as straightforward as saying no to a gathering or unsubscribing from one thing that clutters your time.
If Cash Wasn’t an Difficulty, What Would You Do With Your Life? – Abstract
I hope you loved my article right now on what you’ll do together with your life if cash wasn’t a problem anymore.
For me, I actually get pleasure from enthusiastic about this query as a result of it will possibly actually make you concentrate on life and what you need your future to seem like.
The query “What would you do if cash wasn’t a problem?” isn’t about pretending cash doesn’t matter – it’s about serving to you determine what you’re working towards.
When you already know what actually issues, it’s simpler to set monetary targets, keep motivated, and make choices that align together with your values.
So I’ll depart you with this: Take a couple of minutes right now to reply the query for your self. Write it down, suppose it by way of, and see what comes up.
So now I wish to hear from you: If cash wasn’t a problem, what would you do together with your time?
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