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Home Finance & Passive Income

Passive Earnings for Time-Starved Physicians: The place to Begin

by Inspirational Matters
June 10, 2025
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Can I Actually Construct Passive Earnings If I’m a Full-Time Surgeon?

It is a actual query somebody requested me at PIMDCON, and I figured it was price answering right here. If one individual had the query, likelihood is others do too.

When you’re studying this and also you’re a full-time surgeon (or heart specialist, or actually every other busy doctor), the concept of constructing passive revenue may really feel fully unrealistic. Between surgical procedures, clinic, charting, and all the opposite issues crowding your schedule, how might you probably add yet another factor to your plate?

I get it. I’ve been there.

Now, I do know what you’re considering: “You’re an anesthesiologist, not a surgeon.” And possibly that outdated stereotype of the anesthesiologist doing crossword puzzles crosses your thoughts.

However as an OB anesthesiologist, I had loads of days the place I used to be operating nonstop between rooms, barely discovering time to eat lunch. Add in 24-hour shifts and making an attempt to get better between them, and I felt like I had zero free time. I undoubtedly didn’t really feel like I might tackle one thing new like investing in actual property or beginning a enterprise.

Nonetheless, one query saved coming again to me:

“Is that this it? Is that this actually how my life goes to search for the following 20 or 30 years?”

When you’ve ever requested your self that, you’re not alone. And the excellent news is, it doesn’t must be that method.

Let’s Redefine Passive Earnings

When individuals hear “passive revenue,” they often image themselves lounging on a seaside, drink in hand, whereas cash simply exhibits up of their checking account.

That’s not what I’m speaking about.

For physicians, passive revenue means creating extra revenue streams that don’t require placing in additional medical hours. It’s about constructing one thing as soon as—an funding, a enterprise, a course, a rental property—and having it proceed to generate revenue over time.

It’s actually extra like scalable revenue. And sure, it takes some effort up entrance.

However is it price it?

Completely.

However I’m a Full-Time Surgeon. Do I Even Have Time?

Completely honest query. The reply is sure… however you must be intentional.

You’ve already completed laborious issues. You made it by means of med faculty, residency, and fellowship. You’ve managed the strain, made powerful calls, and found out the right way to operate by means of chaos. Those self same expertise will be utilized to constructing revenue exterior of drugs.

After I began my very own journey, I didn’t give up my job. I didn’t return to high school. I didn’t magically discover extra hours in my day.

Right here’s what I did:

  • Used my commute time to take heed to podcasts and audiobooks about finance and actual property
  • Learn one weblog publish or e-book chapter every day, usually throughout lunch
  • Took a web-based actual property course on weekends
    Reached out to individuals already doing the issues I wished to be taught

These steps had been small, however they created compounding outcomes over time.


[PIMD] The 7-Day Passive Income Kickstart for Busy Physicians

Able to Begin Incomes Passive Earnings (Even With a Packed Schedule)?

Obtain our free information: The 7-Day Passive Earnings Kickstart for Busy Physicians.

In simply 15–20 minutes a day, you’ll take actual, sensible steps towards constructing the liberty and suppleness you deserve — with out sacrificing your profession.


Begin With Why

When you’re studying this far, you’re most likely trying to find one thing extra—extra time, extra freedom, extra flexibility to observe drugs in a method that aligns together with your values.

And right here’s the reality: constructing passive revenue offers you choices.

  • Wish to cease working nights and weekends?
  • Wish to scale back your hours and spend extra time with your loved ones?
  • Wish to say no to a poisonous contract or step away from admin overload?
  • Wish to do mission work or lastly take that month-long trip?

All of this turns into doable. However you must begin with readability.

Ask your self:

  • What sort of life do I wish to stay?
  • Why does that life matter to me?
  • How a lot passive revenue would I must assist that way of life?

When you’re clear on these solutions, your subsequent steps grow to be a lot simpler to see.

The Shift That Modified Every little thing for Me

The lightbulb second for me was realizing that I didn’t have to attend till retirement to stay my ideally suited life. I might begin designing it whereas nonetheless working towards drugs.

Constructing passive revenue isn’t about leaving drugs behind, until that’s what you actually need. It’s about giving your self the liberty to maintain working towards since you select to—not as a result of you must.

That modified every thing for me.

I nonetheless love drugs (despite the fact that I’m at the moment taking a break). However I additionally love being residence for dinner with my youngsters. I like constructing companies. And I like serving to different physicians uncover they’ll have a special sort of life, one which doesn’t revolve round RVUs and administrative crimson tape.


Subscribe to obtain the 7 Steps you may observe to realize Monetary Freedom

If monetary freedom is your aim, there’s no higher time to get began than proper now.

Unlock actionable steps which you can take every single day to fine-tune your objectives, uncover your pursuits, and keep away from expensive errors in your monetary freedom journey.


So… Can You Actually Do This?

Let me make it as clear as doable:

Sure. You may construct passive revenue even in case you’re a full-time surgeon.

You don’t must know all of the solutions proper now. You don’t must dive in suddenly. However you do want to begin.

Begin studying. Begin connecting with individuals who’ve completed what you wish to do. Begin carving out simply half-hour per week to deal with constructing the life you truly need.

You’ve already come this far. You completely have what it takes to take the following step.

P.S. When you’re not sure the place to start, that’s precisely why I began Passive Earnings MD. We have free assets, programs, and a complete neighborhood of physicians who’re doing this collectively. Take a look at Passive Actual Property Academy, or attain out immediately. I might love to assist nonetheless I can.

Have been these useful in any method? Ensure to join the publication and be a part of the Passive Earnings Docs Fb Group for extra physician-tailored content material.


Peter Kim, MD is the founding father of Passive Earnings MD, the creator of Passive Actual Property Academy, and gives weekly training by means of his Monday podcast, the Passive Earnings MD Podcast. Be a part of our neighborhood on the Passive Earnings Doc Fb Group.

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