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Home Finance & Passive Income

The Value of Supercommuting: Approach Extra Than Simply Gasoline Cash

by Inspirational Matters
July 10, 2025
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A typical supercommuter spends 90 minutes or extra a technique commuting to work or college. As the price of residing continues to outpace wage development, supercommuting is rising in recognition. In keeping with a current U.S. Census Bureau report, an estimated 5 million individuals are actually supercommuters—up from roughly 3.42 million in 2012.

I hate lengthy commutes. Taking the bus or driving to work was considered one of my high three annoyances whereas I used to be employed.

Once I retired in 2012, one of many best joys was by no means having to commute once more. Getting again that point, vitality, and psychological readability was a really lifestyle-enhancing good thing about retirement. Then, when the pandemic hit in 2020, thousands and thousands around the globe bought to expertise that very same freedom. Is there any surprise why it’s been so onerous to persuade employees to return to the workplace?

On this put up, I wish to spotlight the hidden toll of supercommuting to work or college. Certain, you’ll spend extra on fuel in the event you drive. However that’s only the start. So before you purchase a extra inexpensive house in trade for an extended commute, be forewarned: the trade-offs will not be price it.

My Expertise With Supercommuting

After deciding to not pony up a small fortune for a trip rental in Honolulu, I opted for my household of 4 to stick with my dad and mom for as much as 5 weeks. They’ve three free bedrooms of their five-bedroom home, and it’s a house I’ve returned to for 39 years. It feels comfy to me, however to not all.

A few of you thought this was a great way to save cash. Others—principally girls—stated it was merciless to topic my spouse to such “confinement” for therefore lengthy. I get it. Staying along with your in-laws for various days is loads to ask, particularly with out en suite bogs or separate kitchens and entrances. And never everyone likes to be in Hawaii throughout the summer time warmth.

Nonetheless, the most affordable appropriate three-bedroom rental I might discover value $16,000 after taxes and costs. A nothing fancy four-bedroom rental, with out a pool, which we favored, was $24,000. After proudly owning actual property since 2003, I simply can’t carry myself to spend that a lot on a short lived keep that builds no fairness.

To discover a compromise, we stayed at my aunt and uncle’s place on the North Shore—as much as 1.5 hours away—after 13 days with my dad and mom, to present each my spouse and mother a break for 9 days. It gave me a break too as I might return to residing with out fear of doing issues in a manner that might agitate my mother, e.g. reduce fruit on the fitting facet of the sink as an alternative of the left.

The children had been completely satisfied wherever they had been, so everybody gained, properly, aside from me who needed to drive ~2.5 extra hours a day for 5 days. In complete, we stayed on the North Shore for 9 nights (two weekends and M-F).

The False Begin

We picked up our youngsters at 4:55 p.m. Friday from summer time college at Punahou to move to Laie for the weekend. All was properly—till six minutes in, our five-year-old daughter introduced she needed to pee. I rotated and went again to highschool so she wouldn’t have to carry it.

Had we been commuting from my dad and mom’ home, simply eight-to-ten minutes away, I might’ve simply stored driving. That’s one sudden value of supercommuting—having to handle bodily features mid-ride. Most adults can uncomfortably maintain it for an hour or two. However children? Not a lot.

We lastly arrived in Laie an hour and half-hour later. The children napped for 35 minutes, so the journey felt like a breeze to them. Though I used to be drained, I used to be additionally excited to benefit from the freedom of getting our personal house once more.

Supercommuting from Laie to Punahou School in Honolulu takes about 1 hour and 15 minutes each way
Supercommuting from Laie to Punahou College and again

The Monday Morning Supercommute

After a enjoyable weekend crammed with Pokémon Go Fest, Giovanni’s garlic shrimp, and seashore walks, actuality returned Monday morning.

I handed out by 10 p.m. Sunday after placing the children down by 9:20 with my spouse. I awakened at 2:45 a.m. to get a head begin on publishing a brand new put up, responding to feedback, and going for a morning stroll on the seashore.

The children awakened at 6:30 a.m., and we left by 6:55 to make it to highschool by 8. Again in Honolulu, we often go away at 7:40, so the sooner begin was uncomfortable for my spouse and daughter, who aren’t morning individuals.

Immediately, I might inform the drive would take longer than anticipated. We had been caught behind a gasoline tanker on a single-lane highway for about 15 miles, averaging simply 32 mph as an alternative of the same old 40.

About 45 minutes in, I bought a textual content from my spouse thanking me for the journey and the peace and quiet. At a cease mild, I couldn’t assist replying with a GPS screenshot to indicate the place we had been—7 minutes not on time. Often, the GPS arrival time was conservative and simple to beat.

However then I made a mistake. I resumed driving whereas glancing on the screenshot I had despatched her as an alternative of the reside Apple Maps. That mind fart value us one other 11 minutes. As a substitute of arriving at 8:06 a.m., we bought to highschool at 8:16. Ugh—I hate being late.

Supercommuting and showing a screenshot of my arrival time
The screenshot I despatched and adopted my mistake

A Place To Dangle Out Made Supercommuting Extra Manageable

At first, I believed I’d simply hang around on the seashore or mall all day earlier than choosing the children up at 4:55 p.m. My spouse additionally wished me to choose up some groceries. No downside. There was no manner I used to be going to drive 1.15 hours again to Laie after drop off after which do it once more within the afternoon. I figured I’d nap within the automotive below a banyan tree if I needed to.

Then I remembered my dad and mom’ home was solely 8 minutes farther. I might write, relaxation, and handle the renovation of an in-law unit I used to be engaged on. Having a house base made the day way more manageable. If I needed to additionally work a full-time job throughout that commute, I might’ve been utterly wiped.

In actual fact, after dropping off the children, I spent the day within the metropolis writing a put up, recording a solo podcast episode, speaking to my dad and mom, grabbing lunch, and squeezing in a fast 15-minute nap.

Then I handled the handyman, swung by Entire Meals for groceries, and picked up the children at 4:55 p.m. The day flew by—and by the top of it, the considered driving quarter-hour to highschool and 1 hour and quarter-hour again to Laie throughout rush hour was the very last thing I wished to do.

The Subsequent Day of Supercommuting (Good Then Unhealthy)

By the second day of supercommuting, I felt extra assured. I knew the route higher and had discovered from my errors. I bought the children to highschool 10 minutes early and shaved 20 minutes off the drive. It felt like a small win. However after all, good issues by no means final.

Once I arrived at my dad and mom’ home the plumbers had already proven up early. Then, half-hour later, the handyman arrived. In complete, I spent 9 hours managing 5 totally different employees attempting to repair up our long-neglected in-law unit. I hate transforming and swore to by no means accomplish that once more. However right here I used to be, like a masochist, doing it once more whereas I used to be presupposed to be stress-free on trip.

To benefit from the downtime, I introduced my laptop computer outdoors and labored on a brand new put up. However with the solar blazing and temps hitting 85 levels, I used to be drained by mid-afternoon.

By 4:40 p.m., all I wished to do was lie down in an air-conditioned room and take a nap. However no such luxurious. I needed to hop again within the automotive, drive by way of rush hour to choose up the children, then endure one other 1 hour and 13 minutes again to Laie.

My zest for all times? Gone. After 10 minutes of small discuss with the children about their day, I turned on some music and simply listened like a zombie. I didn’t have the vitality to maintain the dialog going.

By the point we bought house, I used to be toast—only a drained, barely grumpy dad who wished nothing greater than to chill and crack open a chilly beer.

Constructive Ideas To Intestine On Via

Though I used to be commuting about 2.5 hours additional a day, I informed myself it was price it—for my spouse’s happiness, my mother’s privateness, and even my children’ resilience. Possibly the longer commute would construct their endurance and train them the worth of waking up early.

Maybe most significantly, my spouse appreciated the trouble I put in to make her completely satisfied. Judging by her FaceTime calls from the seashore, she positively appeared extra relaxed and content material! With appreciation, I used to be motivated to maintain on supercommuting.

As a father, you do what you’ll be able to to supply. Slightly additional effort plus some problem-solving goes an extended method to making a suboptimal state of affairs higher. Received to suppose optimistic! Previously, it by no means occurred to me commuting from Laie to downtown Honolulu can be an choice.

Apart from, figuring out the supercommuting stint was short-term made it tolerable. My children had Friday off for the 4th of July, so I solely needed to supercommute for 4 days—a complete of ~11 hours of further driving. Oh yeah, however I forgot about including the 2 halves of driving up Thursday night time and returning Monday morning. So extra like 13.5 hours of additional driving.

The Hidden Prices of Supercommuting

At first look, supercommuting would possibly seem to be an inexpensive trade-off. Save 20–60% on housing and spend an additional two hours and thirty minutes commuting a day? Possibly not so unhealthy, particularly if the median house value is above $1 million.

However along with lots of extra in fuel and transit prices every month, listed below are different downsides:

  • Elevated threat of damage or loss of life – Extra time on the highway means extra publicity to accidents, particularly when driving with children. I actually noticed a automotive on a residential avenue close to my mum or dad’s home flip upside-down as a result of it bought t-boned at an intersection. One of many vehicles did not cease on the cease signal.
  • Increased stress and cortisol ranges – Unhealthy drivers, visitors jams, and highway rage add up, draining your emotional reserves for the day and night. You would possibly find yourself growing continual ache, increase your stress ranges, and in the end, shorten your lifespan in consequence.
  • Put on and tear in your car – Extra miles imply extra upkeep, particularly in case your automotive isn’t ultra-reliable. You may even have to exchange issues extra typically, like your tires and brakes.
  • Higher likelihood of getting tickets – From parking errors to rushing tickets, elevated driving time raises your probabilities of infractions. In flip, your automotive insurance coverage premiums might go up.
  • Diminished happiness and concord along with your vital different – Lengthy commutes drain your vitality and endurance, which implies by the point you get house, you is likely to be extra irritable, checked out, or simply plain exhausted. Small disagreements can flare up extra simply when one or each of you’re operating on fumes. Over time, the emotional toll of being bodily distant and mentally unavailable provides up.

If You Are Going To Usually Supercommute

In the event you plan to supercommute repeatedly, two issues are crucial: a protected, dependable automotive and life insurance coverage.

My spouse and I’ve matching 20-year time period life insurance coverage insurance policies, which have supplied large peace of thoughts. I like to recommend locking in an inexpensive coverage by way of Policygenius to cowl your money owed and shield your kids till they turn into adults.

Right here in Honolulu, nevertheless, we don’t have what I’d take into account a safe-enough automotive for long-term supercommuting. We’re utilizing my dad’s 1997 Toyota Avalon. Whereas it’s a nostalgic beast, it has poor acceleration for evasive driving, a wobbly axle, shaky brakes above 45 mph, no facet curtain or rear airbags, no blind spot detectors, no sensors, and no rear digital camera. I’m not even positive the entrance airbags work.

Because of this, I drive slowly and attempt to keep additional alert. The one saving grace is that the pace limits between the North Shore and Honolulu are comparatively low—35 mph on the single-lane “freeway” and 50 mph on the principle freeways. So it’s not like mainland highways the place individuals routinely push 70–85 mph.

If we return to this similar residing and commuting association once more, I plan to hire a brand new automotive for $100/day. It’ll not solely be safer, however it’ll additionally liberate my dad to run errands throughout the week with his personal 28-year-old automotive. A win-win.

Last Ideas on Supercommuting

Supercommuting would possibly seem to be a wise monetary transfer, particularly when housing close to work is unaffordable. However earlier than you commit, look past the financial savings. Dwelling in a smaller home or house to avoid wasting time commuting is my desire .

Each hour on the highway is an hour not spent along with your family members. Each nerve-racking drive takes a toll in your temper, focus, and well being. And each sudden delay chips away at your endurance—particularly if you’re juggling the calls for of household life and work.

Personally, a comparable house would have to be at the very least 70% cheaper to justify including two additional hours of commuting every day. And even then, I’m undecided the trade-off can be definitely worth the toll on my time, vitality, and well-being. The time I get to spend with my children after college is just too treasured to sacrifice.

In the event you reside inside quarter-hour of each your work and your kids’s college, take into account your self lucky. Whereas distant work surged throughout the pandemic, in-person collaboration has made a robust comeback. Because of this, well-located houses in job-centric cities—particularly the place provide is constrained—might outperform sooner or later.

If you are going to supercommute, have a plan. Know your timeline. Perceive your causes. And ensure the trade-off is really price it. As a result of in the long run, a less expensive house isn’t price it if it leaves you drained and hating life.

Readers, are any of you supercommuters? In that case, how do you make the lengthy transportation time extra bearable? Are there any sudden advantages to supercommuting past saving on housing prices or being nearer to household or a greater college? I might love to listen to your methods and insights.

Sources For A Higher Life

Decide up a replica of my USA TODAY nationwide bestseller, Millionaire Milestones: Easy Steps to Seven Figures. I’ve distilled over 30 years of economic expertise that will help you construct extra wealth than 94% of the inhabitants—and break away sooner.

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In the event you’re trying to escape a job you don’t love—particularly one with an extended commute—take into account negotiating a severance bundle as an alternative of quitting. A severance offers a useful monetary cushion that will help you take the next move with confidence.

Each my spouse and I negotiated severance packages once we retired in 2012 and 2015, and so they gave us an incredible sense of aid and adaptability. Take a look at my bestselling e-book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code “saveten” to avoid wasting $10.

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Subscribe To Monetary Samurai 

Pay attention and subscribe to The Monetary Samurai podcast on Apple or Spotify. I interview specialists of their respective fields and focus on a number of the most fascinating matters on this website. Your shares, rankings, and evaluations are appreciated.

To expedite your journey to monetary freedom, be a part of over 60,000 others and subscribe to the free Monetary Samurai e-newsletter. Monetary Samurai is among the many largest independently-owned private finance web sites, established in 2009. Every little thing is written primarily based on firsthand expertise and experience.

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