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Home Finance & Passive Income

What I Discovered About Running a blog, Cash, and Freedom

by Inspirational Matters
September 27, 2025
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This 12 months marks 14 years of running a blog for me. Yearly, I wish to replicate on my weblog and the enterprise that I’ve constructed. Right here’s what I take into consideration running a blog after incomes over $5,000,000 and dealing on-line for over a decade. Over a decade in the past, I began this weblog with no actual plan. I used to be…

This 12 months marks 14 years of running a blog for me. Yearly, I wish to replicate on my weblog and the enterprise that I’ve constructed. Right here’s what I take into consideration running a blog after incomes over $5,000,000 and dealing on-line for over a decade.

Over a decade in the past, I began this weblog with no actual plan. I used to be only a 20-something with a number of scholar mortgage debt and a dream of changing into debt-free. I had no expertise, no formal writing background, and no thought what I used to be doing. However I knew I wanted a change.

Right now, that tiny weblog – Making Sense of Cents – has earned over $5,000,000. That quantity nonetheless surprises me.

However what may shock you much more is what I’ve discovered alongside the way in which. As a result of this journey hasn’t simply been about cash.

It’s been about freedom, flexibility, errors, progress, and determining what success actually means.

Really useful studying: How To Monetize A Weblog: How I Grew A $5 Million Weblog

Who I’m and why I began this weblog

Earlier than we start, I need to rapidly share some details about myself and my weblog in case you’re new right here.

I’m Michelle Schroeder-Gardner, the founding father of Making Sense of Cents. I began this weblog in 2011 once I was drowning in scholar mortgage debt and month-to-month payments, and I used to be on the lookout for a method to enhance my monetary scenario.

Again then, I had no thought my little weblog would develop right into a full-time enterprise, permit me to go away my day job, assist me journey full-time, and ultimately earn thousands and thousands of {dollars} on-line.

I merely simply appreciated the running a blog group, studying new methods to make and get monetary savings, and listening to about everybody’s debt payoff, journey, and early retirement tales. I’ve all the time discovered it actually motivating and thrilling!

I went full-time with my weblog in 2013 once I stop my day job as a monetary analyst. I noticed that I might make a full-time revenue with my weblog, and I cherished it a lot that I took the steps to make the leap. And, I’ve been doing this full-time ever since!

Some enjoyable stats about Making Sense of Cents:

  • My first weblog submit went dwell on August 10, 2011. You’ll be able to learn it right here.
  • I’ve written over 2,000 articles on Making Sense of Cents, however I deleted lots of them a few years in the past (as a result of I didn’t assume they had been good or they had been outdated) and presently have 1,556 printed.
  • I’ve obtained 168,710 emails (this doesn’t even embrace the numerous emails I’ve deleted over time, so the quantity might be over 1 million, haha!). I haven’t included promotional emails on this whole both!
  • I’ve obtained 66,181 feedback on my weblog posts.
  • It took me six months to make my first $100 on this weblog, Making Sense of Cents.
  • Whereas I now not publish weblog revenue studies nor share my revenue (I ended resulting from privateness causes, however you’ll find the previous ones right here – Weblog Earnings Studies From A Multi-Million Weblog), from 2011 to 2018, I made round $5,000,000 whole. Since 2018, I’ve made an excellent revenue annually that I’m very proud of.

Really useful studying: I’ve Finished Over 20 Aspect Hustles in My Life: Right here’s What I Consider Every

What I’ve Discovered After 10+ Years of Running a blog

Should you’re simply beginning a weblog or questioning if it’s nonetheless price it proper now, I need to share the largest classes that really mattered. These are the issues that stunned me most – the components nobody actually tells you about.

Thanks to my blog, I was still able to work while we went on a 4 month trip around the world to nearly 30 countries.
Due to my weblog, I used to be nonetheless capable of work whereas we went on a 4 month journey all over the world to almost 30 international locations.

The largest affect wasn’t simply the cash – it was the liberty

Incomes a full-time revenue from my weblog was one thing I used to solely dream about. And over time, that revenue stored rising – greater than I ever anticipated once I began.

Sure, I’ve earned thousands and thousands from running a blog. And whereas I’m very, very grateful for that, the quantity itself wasn’t essentially the most thrilling half.

What actually modified every part wasn’t the cash; it was what that cash made doable:

  • I might work fewer hours and construct a versatile schedule.
  • I used to be capable of journey extra and say sure to experiences I used to solely examine.
  • I had the liberty to say no to issues that didn’t really feel proper for me.
  • And most significantly, I gained time – time to be with my household, to relaxation, to dwell slower once I needed to.

The liberty is what I worth most. And that’s what I hope for everybody – whether or not they earn $5,000 or $5 million.

Running a blog nonetheless works (sure, even proper now)

I hear it on a regular basis: “Is it too late to begin a weblog?”

The brief reply: Completely not.

Running a blog has modified, positive. You must care extra concerning the other ways to develop a weblog and your content material wants to face out.

However I nonetheless assume that folks wish to learn weblog posts and that running a blog remains to be about serving to folks clear up issues, share concepts, and construct belief.

Right here’s why running a blog nonetheless works:

  • Folks nonetheless Google questions – they usually need solutions from actual folks.
  • You personal your weblog – in contrast to social media platforms that may change in a single day. So, even when you plan on beginning a social media account the place you primarily plan on being lively, I nonetheless extremely, extremely advocate having your personal web site to go together with it.
  • It’s versatile – you’ll be able to construct a weblog round your schedule, your passions, and your objectives.

I additionally know individuals who have began blogs just lately – inside the previous 12 months – they usually’re already rising their visitors, incomes revenue, and constructing a enterprise that they take pleasure in. So, I feel it’s nonetheless doable to begin a profitable weblog right this moment.

My largest wins got here from issues I didn’t plan

Among the greatest moments in my running a blog journey weren’t a part of a method – they had been simply me following issues I used to be occupied with or saying sure to one thing new.

For instance:

  • I wrote a submit about how I paid off my scholar loans in 7 months. That one submit was shared like loopy and introduced in tons of visitors.
  • I began answering the identical reader questions time and again about online marketing – so I turned these solutions right into a course (Making Sense of Affiliate Advertising and marketing), which has now helped 1000’s of bloggers.
  • One week, I performed a recreation on my telephone and ended up incomes over $300 – so I wrote about it. That simple and actual weblog submit introduced in additional affiliate revenue than many who I spent weeks writing.

These weren’t strategized enterprise strikes. They had been simply me being trustworthy and useful.

Lesson: You don’t should have all of it discovered. Simply begin, listen, and be open to what unfolds.

What I assumed would matter … didn’t

I used to assume I wanted:

  • A flowery and costly web site. I completely love my design, however I do know different bloggers who’ve spent tens of 1000’s of {dollars} on their weblog design – and that’s positively not wanted for the common weblog! You’ll be able to discover premade weblog designs from my net designer right here (and save some huge cash!).
  • An enormous social media following.
  • An excellent strict publishing schedule.
  • An enormous workforce of individuals working for me.

However actually? None of that mattered as a lot as I assumed it could.

What mattered extra:

  • Writing content material that really helped folks.
  • Being constant (not each day – simply constant).
  • Constructing belief with my viewers.

You’ll be able to spend months tweaking your emblem or colours. But when your content material isn’t fixing issues or telling a narrative folks join with, it received’t get pageviews.

So, deal with what issues: your message, your readers, your story.

I obtain so many emails from readers who’re anxious concerning the small stuff when actually, you simply want to begin. You can also make adjustments and enhancements as you go, and I feel simply getting began is nice as a result of it’s going to train you a lot!

Running a blog let me construct a life I like – however that took boundaries

There was a time once I labored 60+ hours per week on my weblog. I used to be hustling arduous – attempting to develop visitors, create content material, and handle every part myself.

Finally, I hit a wall.

Burnout is actual. And it doesn’t matter how a lot you’re keen on your weblog – when you’re working nonstop, you’re going to get drained.

What helped:

  • Setting work hours (and sticking to them).
  • Taking actual breaks – like full weeks off.
  • Outsourcing duties I didn’t take pleasure in or that took me too lengthy (like tech stuff, graphic design, or modifying).

Boundaries helped me take pleasure in running a blog once more and dwell the life I truly needed.

The most effective funding I made was in myself

I used to assume investing in instruments or programs was dangerous.

At first, once I first began my weblog, spending $100 felt scary. However over time, I noticed that the largest returns got here from investing in myself and this enterprise.

That included:

  • Taking programs that taught me about web optimization, Pinterest, Fb, and the other ways to monetize a weblog.
  • Paying for skilled instruments which have saved me hours of time.
  • Hiring assist so I might deal with creating content material (a job that I take pleasure in) as an alternative of burning out.

Should you’re scared to spend money on your self, begin small, like shopping for your weblog area and your website hosting.

Your weblog can begin small and nonetheless change every part

After I began this weblog, nobody was studying it. I didn’t have a “marketing strategy.” I used to be simply writing posts about budgeting, debt, and what I used to be doing.

However that small begin led to a enterprise I by no means might have imagined.

You don’t want:

  • An enormous viewers
  • Fancy images
  • A viral launch

You simply want to begin. Write one useful submit. Then one other. And one other. Join together with your readers. Reply their questions. Preserve exhibiting up.

Success in running a blog isn’t about going viral. It’s about being helpful, reliable, and constant.

What’s subsequent for me

After greater than a decade of running a blog, I’m at some extent in my life and enterprise the place I really feel financially safe. I’ve hit my model of monetary independence (FIRE – Monetary Independence, Retire Early).

That doesn’t imply I’m quitting work fully (I take pleasure in what I do an excessive amount of for that).

But it surely does imply I’m altering how I work.

My purpose now’s to work much less – with out sacrificing the full-time revenue I’ve constructed. I would like extra sluggish days, extra time exterior, extra adventures with my household.

And on the subject of this weblog, I plan to spend my time doing the components I like most:

  • Writing and sharing useful, trustworthy weblog posts that basically join with readers.
  • Answering emails and messages from folks in my group.

I’ve realized that I don’t have to say sure to every part.

I’ll be focusing much less on the busy work and extra on what issues. That’s the liberty this weblog has given me.

Lately, I’m extra centered on working smarter, doing what I take pleasure in, and maintaining issues easy. I’m not attempting to develop as quick as doable – I simply need to hold serving to readers, share what I be taught, and benefit from the freedom this weblog has created for me.

Really useful studying: How I Created a Life That Doesn’t Revolve Round Work

Need to begin a weblog?

If running a blog is one thing you’re fascinated about, I 100% encourage you to provide it a attempt.

You don’t should be tech-savvy. You don’t want an enormous social media following.

If you would like assist getting began, I’ve a free running a blog course that over 80,000 folks have taken. It walks you thru methods to:

  • Arrange your weblog.
  • Select a subject to jot down about.
  • Write useful content material.
  • Begin incomes from online marketing, adverts, and extra.

You’ll be able to be part of right here: Free How To Begin A Weblog Course

From Aspect Hustle to Freedom: What I’ve Discovered After 10+ Years of Running a blog – Abstract

I began this weblog with one little purpose: repay my scholar loans. I didn’t even assume I might earn money from my weblog; I merely needed to be taught extra concerning the other ways to make extra cash and be taught from the monetary running a blog group.

What I bought was a lot greater than that.

Running a blog gave me freedom. It helped me go away a job that wasn’t making me glad. It allowed me to create a enterprise I like, one which helps my household and offers me time to be current in my life.

It additionally gave me confidence. I by no means considered myself as a author or an entrepreneur. However by way of running a blog, I discovered to belief myself – to attempt new issues, to fail, to develop, and to maintain going.

Should you’re fascinated about beginning a weblog, right here’s my recommendation:

  • Begin now. Don’t wait till it’s excellent.
  • Be trustworthy. Share your actual experiences.
  • Give attention to serving to others.
  • Keep constant, even when it feels sluggish.

You by no means know the place it’d take you.

What’s your largest purpose proper now? I’d love to listen to about it!

Really useful studying:

Tags: BloggingfreedomlearnedMoney
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